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  • Travel Insurance for Non-Australian Residents on Return Journeys

    Posted by cjber22 on March 2, 2025 at 9:16 pm

    Hello everyone,

    I’m seeking advice on finding travel insurance suitable for someone visiting Australia on a tourist visa and not holding Australian residency.

    We’ve come across several options, but they all come with a 3-day waiting period for activation, which doesn’t work since this individual is traveling in just 48 hours.

    If anyone has recommendations for travel insurance in Australia that can accommodate these urgent requirements, it would be greatly appreciated. Your assistance would be appreciated!

    Thank you for your help!

    Mark replied 1 week, 4 days ago 2 Members · 3 Replies
  • 3 Replies
  • Mark

    Mark

    Administrator
    March 2, 2025 at 10:54 pm

    Hi there

    This is a tough one. Finding immediate travel insurance for a non-Australian resident can be challenging, especially with a departure in just 48 hours.

    Many insurers impose waiting periods before coverage becomes effective. However, here are some options you might consider which I found doing a little googling.

    1. Cover-More Inbound Plan

    Cover-More offers an Inbound Plan specifically designed for non-Australian residents traveling to Australia. This plan provides coverage from the moment you leave your home country, throughout your stay in Australia, and until you return home. It includes benefits such as medical and dental expenses, lost luggage, and travel documents.

    Website: https://www.covermore.com.au/travel-insurance/inbound-travel-insurance

    2. InsureandGo Non-Permanent Resident Travel Insurance

    This insurer offers policies for non-permanent residents who have a valid Medicare card, private health insurance, or overseas student travel insurance in Australia. Your current Australian visa must remain valid beyond the period of your journey, and your trip must start in Australia.

    Website: https://www.insureandgo.com.au/travel-insurance/non-permanent-resident-travel-insurance/

    3. Go Insurance Non-Resident Travel Insurance

    Go Insurance provides coverage for non-residents working, studying, or holidaying in Australia. Eligibility criteria include being aged 75 years or less at the time of travel, holding a valid visa granting the right of entry to Australia, having been living in Australia for at least 3 months, and planning to return to Australia at the end of the policy period.

    Website: https://goinsurance.com.au/non-resident-travel-insurance/

    Given the urgency of your situation, I recommend:

    • Contacting these insurers directly to confirm if they can activate coverage immediately.
    • Checking eligibility based on the traveler’s visa status and travel plans.Reviewing coverage details to ensure it meets your specific needs.

    If these options don’t work, consider checking with airlines, credit card providers, or international insurers for last-minute travel insurance options.

    I hope this helps! Let me know if you have any other questions.

    All the best, and good luck!

    Mark

  • cjber22

    cjber22

    Member
    March 3, 2025 at 8:45 am

    Cheers for this Mark. I’ve not seen some of those resources before. I’ll take a look.

    Thanks again 👍🏻

  • Mark

    Mark

    Administrator
    March 3, 2025 at 12:45 pm

    No worries. Hopefully you get sorted. Best of luck!

    Regards

    Mark

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